Apply for Financing
To get started with financing a new vehicle, please fill out this form. Our in-house finance specialist will contact you and walk you through all the steps. You can be financed in less than a day. If you have any questions, please give us a call at toll free: (800) 272-9608.
Pre-Qualify For Financing
Fill out a 15 minute financing application online & we'll find you more payment options. This will also save you up to 60 minutes at the dealership.
Financing Information
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Income and Employment
How Car Loans Work
Auto loans are actually pretty simple. Your principal is the amount of cash you borrowed to buy a vehicle. The principle is then broken up into payments. The interest on the loan is a fee you pay for borrowing cash to buy a new vehicle. The term is the amount of time you are given to pay back the auto loan. The term also determines amount of each payment.
The Principle
The total amount of money you borrowed to purchase a new or used vehicle.
The Payment
The payment is calculated by dividing the principle up in to monthly or bi-weekly installments. The amount of your payment is determined by the term and interest.
The Interest
The fee or cost to borrow money. The fee is presented in a percentage called an Interest rate. This fee can increase or decrease depending on your credit history.
The Term
The term is the amount of time you are given to pay back the auto loan. The term is usually presented to you in months rather than years.